Terms & Conditions

Last updated: January 15, 2026

These Terms and Conditions (hereinafter, "Terms") govern the use of the website monvarixio.com and the services offered by Monvarixio, S.A. de C.V. (hereinafter, "the Company"), incorporated under the laws of the United Mexican States.

1. Acceptance of Terms

By accessing and using this website, you accept these Terms in their entirety. If you disagree with any provision, we ask that you refrain from using our services.

2. Description of Services

Monvarixio provides services including: • General financial guidance for individuals • Information about government economic support programs • Financial education through digital content and advisory • Consulting for responsible personal finance management Our initial consultation services are free. Additional specialized services may have costs that will be communicated in advance.

3. Website Use

The user agrees to: • Provide truthful and up-to-date information in forms • Not use the site for illegal or unauthorized purposes • Not attempt to access restricted areas of the server • Not reproduce, duplicate, or commercially exploit the content without authorization • Respect the Company's intellectual property rights

4. Limitation of Liability

The information provided on this website is for guidance and educational purposes. Monvarixio does not guarantee specific results from the use of our services. We are not responsible for: • Financial decisions made based on general information provided • Temporary service interruptions due to maintenance or force majeure • Content of third-party websites linked from our site • Changes in government programs about which we provide information

5. Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of Monvarixio or its licensors and is protected by Mexican and international intellectual property laws. Reproduction without written authorization is prohibited.

6. Applicable Law

These Terms are governed by the laws of the United Mexican States. Any dispute shall be submitted to the jurisdiction of the competent courts of Mexico City, expressly waiving any other jurisdiction that may correspond.

7. Modifications

Monvarixio reserves the right to modify these Terms at any time. Modifications will take effect upon publication on the website. Continued use of the site after publication of changes constitutes your acceptance thereof.

8. Contact

For inquiries about these Terms and Conditions: Monvarixio, S.A. de C.V. Av. Paseo de la Reforma 505, Floor 28 Col. Cuauhtémoc, C.P. 06500 Mexico City, CDMX Email: legal@monvarixio.com Phone: +52 (55) 4172-8390